Development of a Genetic Test

1- suppose a genetic test is developed that can inexpensively distinguish a group of probable high cost folks from lower cost folks, at least with respect to the disease tested. Your health insurance company chooses not to use this test in your understanding practices, but your competition does. Explain what is likely to happen to your premiums and enrollments and those of your competition. ( half page or one nor more than one page. no citations or quotes the answer should be meaningful and easy

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